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Be Prepared for an Auto Insurance Claim!

By July 20, 2023No Comments

No one expects to get in a car accident, but you should always be prepared. There are many things you should do before and during an accident to make sure your claim goes smoothly. We’ve compiled a checklist so you can understand if a claim should be turned in, and things to know before and during an accident so you can stay calm and collected in the unfortunate event of a car accident.

Should you turn the claim in:

  • Was the damage sudden or accidental?
  • Who’s at-fault?
  • Does the estimated damage exceed your deductible?
  • Are you going to get your vehicle fixed?

Before an accident:

  • Copy of insurance ID card in wallet or glovebox
  • Save the toll-free number to insurance carrier
  • Know your coverage (rental car reimbursement, roadside, towing, deductibles, etc.)
  • Picture of your undamaged vehicle
  • Have contact info for your local auto garage
  • Have an inventory of possessions in the car

During an accident:

  • Take photos of all involved vehicles
  • Get a police report if applicable
  • Get names, phone numbers, insurance info, etc. of all involved parties
  • Take important items out of car if safe
  • Call rental car company and towing if covered on policy
  • Witness’s information (name, phone number, etc.)

Burns & Burns is a 4th generation independent insurance agency with 9 branches across Northwestern Pennsylvania. These branches include Clarion, Bradford, Clearfield, Erie, Meadville, Mercer, New Wilmington, Tionesta, and Warren. The full-service agency has been in business since 1939. Representing over 60 insurance carriers, Burns & Burns is licensed to offer many lines of coverage, including auto, home, life, business, health, Medicare, workers’ compensation, bonds, benefits, pets, events, weddings AND MORE! With over 900 combined years of experience, Burns & Burns is sure to find you the right fit for your insurance needs! Visit their Facebook page or website for more information or a free quote!